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Century Bank Business Loans

Business Operating Line of Credit

  • Available for all types of businesses: retail, wholesale, manufacturing, etc.
  • Competitive rates – Variable and fixed rate options.
  • Can fund accounts receivable and/or inventory.
  • We will learn the specifics of your business and goals to determine the most profitable option.

Business Real Estate Loans

  • Competitive rates – Variable and fixed rate options.
  • Flexible terms and payment options up to 25 years.
  • Equity requirements can be as little as 20%

Machinery/Equipment Loans

  • Available for new or used machinery or facilities.
  • Competitive rates – Variable and fixed rate options

Special Business Loan Program

Century Bank’s Business and Commercial Loan Department participates in various special loan assistance programs to provide additional opportunities in conjunction with our conventional programs.

  • Small Business Administration
    • 504 Certified Development Company Program
    • 7(A) for Business Startups, Renovation, or Expansion Low Doc
  • Farmer Mac I, Farmer Mac II, and rural Housing and Community Development loans
  • Grow Iowa Loan Partnership