Save money for home cost

Century Bank Consumer Loans

Home Loans

Century Bank offers a simple home loan application process and will be with you every step of the way, from submitting the application to the day of closing.

Home Loan Application Process – Please submit the following items

  • Employer history/information for the last 24 months
  • Pay stubs covering the last 30 days (60 days, if paid only monthly)
  • Two years signed tax returns, including W-2s
  • Previous two months’ bank statements
  • Property address

Auto Loans

  • Available for new or used car, truck, SUV, camper, boat, or motorcycle.
  • Competitive fixed rate options.
  • Help determine the value of your trade-in or purchase with NADA book value or Kelly Blue Book (hyperlinks).
  • Flexible terms

Home Equity Line of Credit (HELOC)

  • Available for making home improvements, consolidating debt, purchasing automobiles, vacation expenses, medical expenses, business expenses, paying taxes.
  • Ability to borrow up to 90% of the value of your home.
  • Term: 10 year maturity with a required monthly payment of 1.0% of the loan balance.
  • Interest rate is variable quarterly (minimum of 5.0% with a maximum of 21.0%).
  • Minimum commitment of $5,000 is required with no initial advance required.
  • Costs to open account, approximately $500-$1,000, with $15 annual fee.

Home Loan Refinance

  • Option to lower interest rates, pay off mortgage sooner, consolidate debt, or use the equity in your home to fund other projects.

Personal Loans

  • Available for investment borrowings, bill consolidation, credit cards, medical expenses, vacation, or home improvements
  • Certificate of Deposit loans